Do Your Finances Need Scam-Proofing?

This episode of Faith and Finance tackles the urgent need to 'scam-proof' personal finances in an increasingly digital world, blending biblical wisdom with practical, actionable steps. Host Rob West emphasizes that financial stewardship includes digital vigilance, urging listeners to slow down, verify sources, avoid wire transfers and gift cards, use strong passwords with a manager, enable two-factor authentication, freeze credit, and avoid public Wi-Fi for banking. He also stresses the importance of educating family members, especially vulnerable groups like older adults and teens, about common scams. The episode then transitions into listener calls, addressing financial help for a struggling friend, estate planning without an attorney via a TOD deed alternative, and building credit without credit card debt using credit builder loans or rent-reporting services. A final caller is cautioned against complex home equity line of credit strategies, with a simpler approach—extra annual payments—recommended instead. The overarching message is that faithfulness in money management requires both wisdom and boundaries, not fear.