What Not To Do If You're Good With Money
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In this episode of 'Get the Hell Out of Debt,' hosts Erin Skye Kelly and Carrie Blakeney dive into a list of 10 things not to do if you're a woman who's good with money. They emphasize the importance of financial autonomy, self-honesty, and intentional spending habits. Key themes include refusing to let a partner manage your money without both a spreadsheet and emotional maturity, avoiding reward-based spending after minor inconveniences, and breaking generational patterns of using shopping as emotional regulation. The hosts stress the need to track spending—especially on Amazon—and to stop paying for outdated lifestyles or social comparisons. They also highlight the dangers of ignoring small, recurring expenses that compound over time, the importance of daily financial check-ins, and the necessity of not financially supporting adult children who are capable of managing their own money. The episode closes with a powerful message: confidence in money comes from action, not waiting to feel ready. The hosts encourage listeners to start small, be consistent, and treat financial health like any other skill—learned through practice and repetition.
Don’t let anyone manage your money unless they have both a spreadsheet and emotional maturity.
Avoid using purchases as rewards for minor daily stresses—this is a generational habit that leads to overspending.
Track all spending, especially on Amazon, to confront the truth about your habits.
Stop paying for lifestyles or memberships that no longer reflect who you are today.
Small recurring expenses (like $20 or $3) add up to millions over time—don’t ignore them.
…and 3 more takeaways available in PodZeus
Sponsor: Progressive Auto Insurance Savings
A promotional segment for Progressive Auto Insurance highlighting average savings of $946 for new customers, with discounts available for online quotes and full payments.
Meet Boss the Chihuahua & Podcast Intro
Hosts introduce their executive producer, Rob, and his chihuahua Boss, who sits on Rob’s lap during editing. The hosts share playful banter about Boss’s hairy shoulders and the podcast’s behind-the-scenes dynamics.
The 10 Things Not to Do If You're Good With Money
“Do not let a man manage your money unless he has a spreadsheet and a personality.”
Honesty About Spending & Emotional Spending
“If your Amazon delivery comes in 20 minutes or less, it's not just a few things. The boxes know.”
Breaking Generational Spending Patterns
“We're not going to keep paying for the life we had five years ago.”
“Confidence comes after you do the hard thing, not before it.”
“Do not let a man manage your money unless he has a spreadsheet and a personality.”
“If your Amazon delivery comes in 20 minutes or less, it's not just a few things. The boxes know.”
Hosts
Erin Skye Kelly
person
Carrie Blakeney
person
Get the Hell Out of Debt
media
Boss
other
Amazon
brand
Rob
person
Naked Money Meetings
book
Total Life Transformation
other
Mint Mobile
brand
Progressive
brand
When Can I Take A Vacation?
Get the Hell Out of Debt • 28m • 4/1/2026
Loud Budgeting
Get the Hell Out of Debt • 24m • 4/6/2026
Addicted To Spending
Get the Hell Out of Debt • 30m • 4/7/2026
Owing And Being Owed
Get the Hell Out of Debt • 27m • 4/8/2026
Your Refund Isn't A Reward
Get the Hell Out of Debt • 31m • 4/13/2026
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