What Not To Do If You're Good With Money

Get the Hell Out of Debt24mMay 11, 2026

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AI-Generated Summary

In this episode of 'Get the Hell Out of Debt,' hosts Erin Skye Kelly and Carrie Blakeney dive into a list of 10 things not to do if you're a woman who's good with money. They emphasize the importance of financial autonomy, self-honesty, and intentional spending habits. Key themes include refusing to let a partner manage your money without both a spreadsheet and emotional maturity, avoiding reward-based spending after minor inconveniences, and breaking generational patterns of using shopping as emotional regulation. The hosts stress the need to track spending—especially on Amazon—and to stop paying for outdated lifestyles or social comparisons. They also highlight the dangers of ignoring small, recurring expenses that compound over time, the importance of daily financial check-ins, and the necessity of not financially supporting adult children who are capable of managing their own money. The episode closes with a powerful message: confidence in money comes from action, not waiting to feel ready. The hosts encourage listeners to start small, be consistent, and treat financial health like any other skill—learned through practice and repetition.

Key Takeaways
1

Don’t let anyone manage your money unless they have both a spreadsheet and emotional maturity.

2

Avoid using purchases as rewards for minor daily stresses—this is a generational habit that leads to overspending.

3

Track all spending, especially on Amazon, to confront the truth about your habits.

4

Stop paying for lifestyles or memberships that no longer reflect who you are today.

5

Small recurring expenses (like $20 or $3) add up to millions over time—don’t ignore them.

…and 3 more takeaways available in PodZeus

Chapters
0:00
2 min

Sponsor: Progressive Auto Insurance Savings

A promotional segment for Progressive Auto Insurance highlighting average savings of $946 for new customers, with discounts available for online quotes and full payments.

1:40
3 min

Meet Boss the Chihuahua & Podcast Intro

Hosts introduce their executive producer, Rob, and his chihuahua Boss, who sits on Rob’s lap during editing. The hosts share playful banter about Boss’s hairy shoulders and the podcast’s behind-the-scenes dynamics.

5:00
5 min

The 10 Things Not to Do If You're Good With Money

Do not let a man manage your money unless he has a spreadsheet and a personality.

Highlight
10:00
5 min

Honesty About Spending & Emotional Spending

If your Amazon delivery comes in 20 minutes or less, it's not just a few things. The boxes know.

Highlight
15:00
5 min

Breaking Generational Spending Patterns

We're not going to keep paying for the life we had five years ago.

Highlight
High-Impact Quotes
Confidence comes after you do the hard thing, not before it.
Erin Skye Kelly22:02
Viral: 90.0
Do not let a man manage your money unless he has a spreadsheet and a personality.
Erin Skye Kelly5:05
Viral: 85.0
If your Amazon delivery comes in 20 minutes or less, it's not just a few things. The boxes know.
Carrie Blakeney6:46
Viral: 80.0
Speakers

Hosts

Erin Skye KellyCarrie Blakeney
Topics Discussed
Financial Autonomy95%Emotional Spending90%Small Expense Compounding90%Money and Self-Confidence85%Generational Money Patterns85%Daily Financial Habits80%Financial Education for Adults75%Grocery Budgeting and Waste70%
People & Brands

Erin Skye Kelly

person

30xPositive

Carrie Blakeney

person

25xPositive

Get the Hell Out of Debt

media

15xPositive

Boss

other

10xPositive

Amazon

brand

6xNeutral

Rob

person

6xPositive

Naked Money Meetings

book

5xPositive

Total Life Transformation

other

5xPositive

Mint Mobile

brand

4xPositive

Progressive

brand

4xPositive

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