GOTA Talks Rates With Larry Reyes, Seth Doherty Has Tips On Surveying Properties, Rhonda Holden On Escrows & Bob Davis Invites Everyone To First Wednesday!
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Girls on the Air delivers a vibrant, community-focused episode packed with real estate insights and local events. The hosts, Karen Campbell and Janet Sprisler, kick off with a lively discussion on current market trends in Ventura County, highlighting a surge in rental and resale listings, including a stunning beachfront ADU and a 40-unit multifamily property in Fillmore. They emphasize the importance of property maintenance during spring rains and share a variety of available homes, from studios to luxury beach condos. The show then transitions into expert segments: Larry Reyes from Smart Home Mortgage breaks down current mortgage rates, spotlighting a new 100% financing program for doctors and down payment assistance options like CalHAPA and HERO. Seth Doherty of Latitude Surveying stresses the critical role of land surveys before construction or fencing, explaining timelines and costs. Rhonda Holden from Fidelity Escrow demystifies the escrow process, emphasizing its neutral, detail-oriented nature and cautioning against for-sale-by-owner pitfalls. Finally, Bob Davis promotes First Wednesday, a monthly community event raising funds for local nonprofits like Nate's Place, with a festive gathering at Jaguar Moon featuring Japanese cuisine and live entertainment. The episode blends practical advice with strong community engagement. Key takeaways include: 1) Always get a land survey before making property improvements; 2) Explore down payment assistance programs like CalHAPA and the new doctor-specific loan; 3) Escrow is a neutral, essential process that protects both buyers and sellers; 4) For-sale-by-owner transactions are complex and benefit from professional guidance; 5) Attend First Wednesday to support local nonprofits and network in a welcoming environment; 6) Spring weather can impact showings—prepare with mud mats and booties; 7) New multifamily properties with park-like amenities are emerging in Fillmore; 8) The rental market remains competitive, with quick turnovers on high-demand properties.
Always get a professional land survey before building or moving fences to avoid disputes.
Explore down payment assistance programs like CalHAPA and the new 100% financing doctor loan.
Escrow is a neutral, essential process that protects both buyer and seller throughout a transaction.
For-sale-by-owner transactions are complex and benefit significantly from real estate agent guidance.
Attend First Wednesday to support local nonprofits and enjoy a community networking event.
…and 3 more takeaways available in PodZeus
Spring Market Buzz & Property Highlights
“We put out for all of our vacancies, we put in – it's like a – we call it like a little bit of like a mud mat. It has like a thicker ply to it. So when they walk in, their feet are clean and then they put on the booties and then we can traverse through the house.”
Mortgage Rates & Down Payment Assistance
“This program is 100% financing. No down payment is required. It only requires a 680 credit score. And if they have student loans, I will completely omit the payments on those, completely omit them and not hurt them on their qualifying.”
The Critical Role of Land Surveys
“In California, a land surveyor is the only person that is authorized to put that line on the earth.”
Demystifying the Escrow Process
“I am not a realtor, I'm not an attorney, I'm not a lender. But with that I work with all of them. So my role is neutral.”
First Wednesday: Community & Philanthropy
“The first Wednesday is nothing more than a time for people to get together, have a drink or two, have some free food on the restaurant, thank you our venues. And some people stay afterwards for dinner but the goal is we all raise a little bit of money.”
“This program is 100% financing. No down payment is required. It only requires a 680 credit score. And if they have student loans, I will completely omit the payments on those, completely omit them and not hurt them on their qualifying.”
“In California, a land surveyor is the only person that is authorized to put that line on the earth.”
“I am not a realtor, I'm not an attorney, I'm not a lender. But with that I work with all of them. So my role is neutral.”
Hosts
Guests
Ventura County
place
Karen Campbell
person
Rhonda Holden
person
Janet Sprisler
person
Larry Reyes
person
Seth Doherty
person
First Wednesday
other
Fidelity Escrow
organization
Bob Davis
person
Latitude Surveying
organization
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