The fine print of fraud.

Hacking Humans41mApril 2, 2026

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AI-Generated Summary

This episode of Hacking Humans dives into the evolving tactics of cybercriminals, starting with a listener's account of an email bombing attack targeting seniors, likely tied to geopolitical tensions involving Iran. The hosts unpack the technical trickery behind such attacks—like using periods in Gmail addresses to flood inboxes—and warn of the psychological manipulation involved, where irritation and panic are weaponized. They then shift to a major story about the UK sanctioning Jinbi, a Chinese cryptocurrency platform linked to industrial-scale scam centers in Southeast Asia, highlighting how crypto enables massive money laundering and human rights abuses. Michelle shares a chilling case of 'house stealing' in Los Angeles, where fraudsters used stolen identities to take out fraudulent loans on fully paid-off homes of elderly residents, exposing systemic failures in bank due diligence. The episode closes with a laughable but dangerous CAPTCHA scam that tricks users into installing malware via key combinations, and a critique of a poorly executed phishing email that underscores how lazy scams still succeed due to human complacency. Throughout, the hosts emphasize vigilance, systemic responsibility, and the importance of proactive security measures.

Key Takeaways
1

Email bombing attacks can be used to obscure malicious messages or trigger social engineering; use caution with unsubscribe links.

2

Cryptocurrency platforms like Jinbi enable massive global fraud and human rights abuses, requiring coordinated international sanctions.

3

Fraudsters are targeting elderly homeowners by exploiting public property records to commit mortgage fraud—title insurance and credit freezes are critical defenses.

4

CAPTCHA scams are evolving to trick users into executing malicious key combinations that install info stealers like SteelC.

5

Even poorly executed phishing attempts succeed because attackers exploit human frustration and lack of digital literacy.

…and 1 more takeaway available in PodZeus

Chapters
0:00
2 min

Introduction and Listener Follow-Up: Email Bombing Attack

The hosts introduce the episode with a listener's report of a massive email bombing attack targeting seniors, possibly linked to geopolitical tensions. They discuss how attackers exploit Gmail's period trick to flood inboxes and the psychological impact of inbox overload.

2:00
3 min

Understanding Email Bombing and Subscription Bombing

The team explores the mechanics of email bombing, including how it can mask real threats and lead to phishing via unsubscribe links. They emphasize the importance of assuming a security incident has occurred and taking immediate action.

5:00
5 min

UK Sanctions Jinbi: Crypto as a Tool for Global Scams

This is not how I would characterize it with words as kind and polite as this. But the Brits are very good at that. Because we're dirty Americans, that's why.

Highlight
10:00
5 min

House Stealing: Identity Fraud Targeting Elderly Homeowners

You guys let somebody take out a fraudulent loan. You guys let them fraudulently use my address as collateral. Go figure this out and stop bothering me.

Highlight
15:00
5 min

CAPTCHA Scam: The 'Press These Keys' Trick

I'm stealing. I have not been harmed, but I've been annoyed. Yeah, that's right. I'm stealing.

Highlight
High-Impact Quotes
I'm stealing. I have not been harmed, but I've been annoyed. Yeah, that's right. I'm stealing.
Joe Kerrigan32:30
Viral: 88.0
You guys let somebody take out a fraudulent loan. You guys let them fraudulently use my address as collateral. Go figure this out and stop bothering me.
Michelle Kellerman22:59
Viral: 85.0
You're already irritated that you're being asked to do another thing. You're not going to go and then look, you just want the irritation to be over.
Maria Varmazas32:02
Viral: 80.0
Speakers

Hosts

Maria VarmazasJoe KerriganMichelle Kellerman
Topics Discussed
Cryptocurrency and Money Laundering95%Identity Theft and Mortgage Fraud92%Email Bombing Attacks90%Phishing and Social Engineering88%Government Sanctions and Cybercrime87%Cybersecurity for Seniors85%Financial Fraud and Due Diligence83%CAPTCHA Scams80%
People & Brands

Joe Kerrigan

person

15xPositive

Michelle Kellerman

person

14xPositive

Maria Varmazas

person

12xPositive

Jinbi

organization

8xNegative

ThreatLocker

organization

4xPositive

Bruce

person

4xPositive

Blood Cancer United

organization

3xPositive

SteelC

product

3xNegative

Chainalysis

organization

3xPositive

login.gov

organization

3xNeutral

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