Do you have a financial self-care routine?
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In this episode of Life Kit, host Marielle Segarra explores the concept of financial self-care, framing money management as a routine practice similar to physical health habits like brushing teeth or exercising. She emphasizes that just as we maintain our bodies, we should also care for our financial well-being through intentional, regular actions—daily, weekly, monthly, and yearly. Drawing on insights from financial experts Brent Weiss and Soledad Fernandez Paulino, the episode walks listeners through practical steps: setting life-centered financial goals (without mentioning money directly), checking credit reports, reviewing investment performance against the S&P 500, managing debt, updating tax withholdings, and maintaining a financial buffer. A key theme is that emotional and mental exhaustion undermines financial decision-making, so self-care—like journaling, affirmations, and setting boundaries—is not optional but essential to financial success. The episode concludes with a holistic calendar of financial habits, blending practicality with mindfulness.
Define financial goals by asking what kind of life you want, not just how much money you need.
Check your credit report annually from each of the three bureaus (Equifax, TransUnion, Experian) and review for errors.
Review investment performance against the S&P 500 and rebalance if needed; prioritize low expense ratios.
Maintain a 10–25% buffer in your checking account to avoid overdraft fees.
Practice daily reflection on spending habits and use affirmations to shift limiting money beliefs.
…and 3 more takeaways available in PodZeus
Introducing Financial Self-Care
“The overwhelmed, overstimulated, exhausted brain cannot engage in financial planning.”
Defining Life-Centered Financial Goals
“You can't mention money. Because money really is a means to an end.”
Annual Financial Checkups
Key annual tasks include reviewing tax withholdings, updating health and retirement insurance, checking investment accounts, reviewing employer benefits, and auditing subscriptions and credit card perks.
Investment Review and Market Comparison
“Everyone's dealing with that right now, which is why it's so important to compare, to check in to see what how the entire market is doing, not just your portfolio.”
Monthly and Daily Financial Habits
“When I take really good care of myself, I make really good money.”
“You can't mention money. Because money really is a means to an end.”
“When I take really good care of myself, I make really good money.”
“The overwhelmed, overstimulated, exhausted brain cannot engage in financial planning.”
Host
Guests
Marielle Segarra
person
Rita Soledad Fernandez Paulino
person
Brent Weiss
person
401k
other
S&P 500
other
IRS
other
TransUnion
organization
Experian
organization
Akiva Ellis
person
Paco de Leon
person
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