TBT: 7 Common Questions Asked of Our Investment Counselors (Part 2)
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In this Throwback Thursday episode of Passive Real Estate Investing, host Marco Santorelli revisits a popular segment featuring investment counselor Nate, who breaks down the seven most common questions investors ask when starting their real estate journey. The discussion covers everything from initial steps like getting pre-approved for financing and defining investment goals, to market selection, neighborhood grading, property performance metrics, property management fees, financing options, and post-closing support. Nate emphasizes that while many investors seek a 'best market' or 'perfect neighborhood,' the real answer lies in aligning investments with personal objectives—whether cash flow, appreciation, or long-term wealth building. He stresses the importance of understanding local market dynamics, the role of property management, and leveraging multiple financing avenues, including portfolio loans beyond the 10-conventional-loan limit. A key takeaway is the ongoing relationship with an investment counselor, who serves as a trusted guide throughout the entire investment lifecycle, even after closing escrow. The episode also highlights the risks of working with providers no longer partnered with Narada, reinforcing the value of staying connected to your counselor for guidance and protection. The episode concludes with a strong call to action: listeners are encouraged to schedule a free strategy session with Narada Real Estate to begin their journey toward financial freedom. Marco also invites listeners to submit questions via the 'Ask Marco' portal, with select ones featured on future episodes. The tone is informative, encouraging, and empowering, emphasizing education, long-term planning, and the importance of having a reliable advisor. The episode serves as both a refresher and a foundational guide for new and seasoned investors alike.
Start with pre-approval and define your investment goals before choosing markets or properties.
Market selection depends on your objective: cash flow (e.g., Illinois) vs. appreciation (e.g., Dallas/Fort Worth).
Neighborhood grading is relative—context matters (price vs. location, income levels, owner-occupancy rates).
Property performance should be evaluated based on your priorities: cash-on-cash return vs. long-term equity growth.
Property management fees typically range from 8–10% of gross rent, but you can choose any provider or self-manage.
…and 3 more takeaways available in PodZeus
Introduction & Episode Purpose
Marco introduces the Throwback Thursday episode, explaining that this segment revisits one of the podcast's most popular past episodes. He emphasizes the lasting relevance of the content and sets the stage for a deep dive into the seven most common investor questions.
Getting Started: The First Step
“Let's get you educated. You know, where do I get started? Let's get you educated.”
Market Selection: Best Market or Best Fit?
“If you're going to be holding a piece of real estate for 15, 20 years, I mean, these are what these markets are typically designed to do.”
Neighborhood Grading: A Class, B Class, or C Class?
The most common neighborhood question is about the typical investor’s starting point. Nate notes that B+ to A- neighborhoods are most common among clients, but stresses that grading is relative and depends on local context. He emphasizes that management quality matters more than neighborhood grade.
Property Performance: Cash Flow vs. Equity Growth
“They're going to be looking more at the neighborhood in the market and what potential that could provide them in terms of equity growth more so than whether their cash-on-cash return is going to be 6%, 8%, or 10% today.”
“If you don't check with us or stay in contact with your investment counselor here, you wouldn't know that we chose to break away from them for whatever reason which we can share with you.”
“If you're going to be holding a piece of real estate for 15, 20 years, I mean, these are what these markets are typically designed to do.”
“You're getting mortgage financing to purchase investment property where your tenants are paying off your mortgage for you in an inflationary environment where inflation is eating away at the value of your loan.”
Host
Guest
Nate
person
Marco Santorelli
person
Narada Real Estate
organization
Passive Real Estate Investing
media
Freddie Mac
organization
Fannie Mae
organization
Illinois
place
Ask Marco
other
Throwback Thursday
other
NORAD
organization
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