Powerful Financial Principles from God’s Word with Sharon Epps

Faith & Finance24mApril 9, 2026

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AI-Generated Summary

In this episode of Faith & Finance, host Rob West welcomes Sharon Epps, president of Kingdom Advisors, to explore powerful biblical financial principles rooted in Scripture. The conversation centers on four transformative concepts: the power of trust, the power of focus, the power of priorities, and the power of planning and decision-making. Epps emphasizes that as stewards, not owners, of God's resources, believers are called to trust in His provision, focus on one financial goal at a time, and structure their budgets with intentional priorities—starting with giving, then growing, and finally living and owing. She introduces the 10-10-80 principle as a practical starting point and highlights the importance of the 'big three' expenses—housing, transportation, and food—in maintaining financial balance. The episode also underscores the value of intentional financial planning using tools like the FaithFi app and cash envelopes, as well as a decision-making flowchart based on Scripture to guide spending. A heartfelt call-in segment addresses real-life questions about tithing on reinvested CD interest, capital gains on inherited land, and reclaiming forgotten pensions, all grounded in biblical wisdom and practical advice. The episode closes with a strong call to action for listeners to support the ministry and deepen their stewardship journey. Key takeaways include: (1) Trust God as the ultimate provider and leader of your finances; (2) Focus on one financial goal at a time to avoid overwhelm; (3) Use the 10-10-80 rule as a starting point for budgeting—10% to give, 10% to grow, 80% for living and owing; (4) Prioritize the 'big three' expenses (housing, transportation, food) to prevent financial imbalance; (5) Use a decision-making flowchart based on Scripture to evaluate every purchase; (6) Schedule regular 'money date nights' as a couple to align on financial values and goals; (7) Reclaim forgotten retirement benefits by contacting former employers; and (8) Seek professional help for complex tax issues like capital gains on inherited property. The tone is encouraging, practical, and deeply rooted in faith, reflecting a positive and empowering approach to financial stewardship.

Key Takeaways
1

Trust God as the ultimate provider and leader of your finances.

2

Focus on one financial goal at a time to avoid overwhelm.

3

Use the 10-10-80 rule as a starting point for budgeting—10% to give, 10% to grow, 80% for living and owing.

4

Prioritize the 'big three' expenses (housing, transportation, food) to prevent financial imbalance.

5

Use a decision-making flowchart based on Scripture to evaluate every purchase.

…and 3 more takeaways available in PodZeus

Chapters
0:00
1 min

Introduction to Biblical Financial Wisdom

Rob West introduces the episode, highlighting the mission of Faith & Finance to provide biblical wisdom for financial decisions. He welcomes listeners and sets the stage for a conversation with Sharon Epps on powerful financial principles from Scripture.

1:00
4 min

The Power of Trust: God as Owner, We Are Stewards

It's not dependent on me. It's not dependent on the government or even my employer because God is my provider.

Highlight
5:00
5 min

The Power of Focus: One Goal at a Time

If we take it one step at a time, it's not so overwhelming, and I can begin to do that today.

Highlight
10:00
5 min

The Power of Priorities: The 10-10-80 Principle

If we have more than half of our take-home pay in those three parts of the live pie, it's very difficult to have a spending plan that's balanced.

Highlight
15:00
5 min

The Power of Planning: Tools and Discipline

The conversation turns to intentional planning using tools like the FaithFi app and the envelope method popularized by Larry Burkett. Epps highlights the psychological benefit of using cash to stay aware of spending and avoid overspending.

High-Impact Quotes
If you answer no to any of those, you might just want to stop and reconsider and think about what I might do differently.
Sharon Epps13:48
Viral: 88.0
It's not dependent on me. It's not dependent on the government or even my employer because God is my provider.
Sharon Epps3:20
Viral: 85.0
If we have more than half of our take-home pay in those three parts of the live pie, it's very difficult to have a spending plan that's balanced.
Sharon Epps9:27
Viral: 80.0
Speakers

Host

Rob West

Guest

Sharon Epps
Topics Discussed
Financial Stewardship95%Biblical Budgeting90%Trust in God's Provision88%Intentional Spending85%Couple Financial Alignment80%Capital Gains and Inherited Property75%Retirement and Pension Recovery70%Digital Financial Tools65%
People & Brands

Sharon Epps

person

25xPositive

Rob West

person

15xPositive

FaithFi

organization

8xPositive

Kingdom Advisors

organization

6xPositive

FaithFi App

product

6xPositive

Larry Burkett

person

4xPositive

Pension

other

3xNeutral

CD (Certificate of Deposit)

other

3xNeutral

Proverbs 3:5–6

other

3xPositive

The Good Investor

book

2xPositive

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